Single-Family – 46 Central St Auburn, MA 01501 now has a new price of $266,500!

Welcome to Auburn…..Convenient location for commuters….easy access to I-290…Mass Pike….Rt 20…….close to schools, shopping … everything!….This updated split level home is ready to move right into…..young roof….updated boiler….recent kitchen…floors!……fireplaced living room….also second fireplace in family room. lower level has additional bath….storage area and a bonus room for office…toy room ….Covered porch off the back of the house with access to private yard. New gutters just added, chimney has been repointed…

This is a Split Entry style home and features 8 total rooms, 2 full baths, 3 bedrooms, 0.38 Acres, and is currently available for $266,500.

For complete details click here.

Questions to Ask a Mortgage Lender

Ready to buy a home? You’ll likely need a mortgage to ensure you can afford your dream residence. Lucky for you, many banks and credit unions are happy to help you discover a mortgage that suits you perfectly.

Ultimately, meeting with a mortgage lender may seem stressful at first. But this meeting can serve as a valuable learning opportunity, one that allows you to select a mortgage that is easy to understand and matches your budget.

When you meet with a mortgage lender, here are three of the questions to ask so you can gain the insights you need to make an informed decision:

1. What mortgage options are available?

Most lenders offer a broad range of mortgage options. By doing so, these lenders can help you choose a mortgage that meets or exceeds your expectations.

Fixed-rate mortgages represent some of the most popular options for homebuyers, and perhaps it is easy to understand why. These mortgages lock-in an interest rate for a set period of time and ensure your mortgage payments will stay the same throughout the duration of your mortgage.

Meanwhile, adjustable-rate mortgages may prove to be great choices for many homebuyers as well. These mortgages may feature a lower initial interest rate that rises after several years. However, with an adjustable-rate mortgage, you’ll know when your mortgage’s interest rate will increase and can plan accordingly.

2. Do I need to get pre-approved for a mortgage?

Pre-approval for a mortgage usually is an excellent idea, and for good reason.

If you get pre-approved for a mortgage, you may be able to enter the homebuying market with a budget in mind. That way, you can pursue houses that fall within a set price range and avoid the risk of overspending on a home.

On the other hand, you don’t need to be pre-approved for a mortgage to submit an offer on a home. But with a mortgage in hand, you may be able to gain an advantage over the competition, one that might even lead a home seller to select your offer over others.

3. How long will a mortgage last?

Many mortgages last 15- or 30-years – it all depends on the type of mortgage that you select.

A lender can explain the length associated with various mortgage options and highlight the pros and cons associated with these mortgages.

Moreover, you should ask a lender if there are any prepayment penalties if you pay off your mortgage early. This may help you determine whether a particular mortgage is right for you.

When it comes to finding a lender, don’t forget to meet with several banks and credit unions. This will allow you to discover a lender that offers a mortgage with a low interest rate. Plus, it enables you to find a lender that makes you feel comfortable.

If you need assistance in your search for the right lender, be sure to reach out to a real estate agent. This housing market professional can provide details about local lenders and ensure you can accelerate your push to acquire your dream residence.

Open house on 10/15/2017 at 27 Browning Road Shrewsbury, MA 01545

Date: 10/15/2017 Time: 12:30 PM to 2:00 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

…Welcome to Shrewsbury!….Neighborhood location with easy access to Rt 140.. 290 …..This private lot offers an oasis of relaxation to enjoy mature landscaping ….inground heated pool with decking and pool house…..Traditional Garrison Colonial offers a home for entertaining……Open kitchen with islands for cooking and dining .The expansion from the kitchen opens to a wonderful sunroom style family room with ceramic floors and skylights…leading out to the decks and private back yard. …Four bedrooms…..hardwood floors….three full baths….first floor laundry. .two fireplaces. Plenty of room to enjoy…. Roof approximately 5 years…..Inground pool…18×36 is surrounded by wood decking…..heated by propane: liner replaced 2013, sand filter 2017